Why do we choose Etika?
Nice bikes are expensive! But worth it.
We know from experience, getting your Mountain Bike specced and built properly the first time, will save you many headaches down the track. Do it once, do it right.
Better ride quality, reliable components, and strong resale value are just a few of the benefits.
Our partnership with Etika allows you to buy what you need, without the burden of interest or fees.
With a $2,000 to $20,000 borrowing range, the options are endless.
Get going on your new ride now, and take your time to sell your old bike for a better price.
If building a new bike, prioritise getting the frame, fork, and wheels spot on. The other parts are less expensive to upgrade down the track.
Give your bike a birthday. Quality wheels, brakes, a bearing change, and even suspension can breathe life back into your ride.
How do I sign up?
You will be prompted to create an account when you choose us as your payment method when making a purchase with any of our partners.
You can apply quickly and easily if you meet the following criteria:
- You are an Australian Citizen or Permanent Resident
- You must be over 18
- You must have a valid email address and mobile phone number
- You must own an Australian bank card
- You must be legally able to enter into contracts
- You must hold a valid Australian ID
How does it work?
We help you buy the things you love or need, with fast, affordable and easy to understand credit. We provide secure and fast online loans, free of hidden costs. No need to sweat the small print. No account fees, set-up fees or late fees. We will charge your account with any dishonour fees we incur from your bank due to a rejected payment, if this occurs.
Sign up in minutes and spread the cost, giving you more control over your budget. You can sign up through one of our partners. Before making a purchase with etika, it’s important that you consider your financial commitments and make sure that you can afford this purchase.
Is this a secure payment method?
We can assure you that we maintain the highest standards of data protection and employ industry-standard and bank-level SSL encryption, as well as a world-class firewall service to protect your data and perform fraud checks to protect your identity.
We take information security seriously and have processes in place to ensure that your private information is secure bitcoin mixer software. We will never sell your information to a third party or ask for your bank account details via email or over the phone. If you receive such a request please contact us immediately.
How much can I borrow?
$2,000 – $20,000
Does signing up affect my credit rating?
We commit to being an ethical credit provider which means we take a few things into consideration when assessing your application, including, in some cases, performing a credit check. We will let you know if this is the case. The credit check we perform will be recorded on your credit file as a credit enquiry in accordance with our terms and conditions.
Like with any form of credit, failing to meet your repayment obligations may result in a credit default being registered against you which may impact your future eligibility for credit.